At My Hot Tub Shop, we believe everyone deserves the luxury of owning a hot tub. That’s why we’ve partnered with Ideal4Finance to offer flexible finance options, so you can spread the cost of your purchase.
Whether you’re upgrading your garden or investing in relaxation and wellbeing, financing your hot tub can help you manage your budget—without compromising on quality.
The following finance options are available, always subject to the lender’s assessment
Here’s a representative example:
Purchase amount £7,500; deposit £1,875 (25%); total credit £5,625; interest rate 7.9% (fixed); loan duration 48 months; monthly repayment £136.34; total repayable £6,544.39; total cost £8,419.39.
How much can I borrow?
Loan amounts and terms are subject to status and individual circumstances. Ideal4Finance will find the most suitable option for you.
⚠️ Important: Taking out a loan is a financial commitment. You should ensure you can make all payments on time and in full. Missing payments may lead to financial difficulties and negatively affect your credit score.
✔️ Aged 18–75
✔️ Permanent UK resident with 3+ years address history
✔️ Employed, self-employed, or retired with gross annual income of £5,000+
✔️ Have a UK Bank or Building Society account with Direct Debit facility
✔️ Not bankrupt, under an IVA, or subject to CCJs
Taking out a loan is a financial commitment. Missing payments can result in financial difficulty and negatively impact your credit score.
Finance can make purchasing a hot tub more manageable by breaking down the total cost into smaller, affordable payments:
• Enjoy your hot tub sooner—no need to wait
• Keep savings for other priorities
• Choose a higher-specification model
• Budget with predictable monthly payments
The process is quick, secure, and handled online through Ideal4Finance’s trusted platform.
Please note:
Ideal4Finance may receive a commission from their lenders (up to 2% of the loan value) once your loan completes.
Disclaimer:
My Hot Tub Shop Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount, and term.
If you require support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).
